Welcome new readers!

Get rich or die trying has been a motto of my friends and I since we were kids.  Now that I’m in my mid to late 30s, I’ve achieved some of the goals of that phrase, but the journey continues.

Before I jump into what this blog is all about, let me share a little about myself. I graduated from college during the .com boom and was able to take advantage of some of the opportunities that provided, graduating with a Computer Science degree.

However, like most everyone, I had bought the big lie of student loan debt, etc and spent many years working to get fully debt free, which I did achieve before I turned 30, but not without a lot of hard work and sacrifice.

I continued to climb the corporate ladder, but soon realized it was going to be very difficult to achieve financial freedom in a relatively short amount of time getting the occasional promotion and annual merit / cost of living raise.

Fortunately, I had a strong interest in finance and investing and was able to set realistic expectations for myself and consistently lived well below my means.

Throughout the last 15 years, I’ve made a TON of mistakes, but also learned a lot about money. I’ve read and spoken on finances, cost containment and investing for more than 10 years.

I didn’t come from money so I basically had to teach myself and sometimes real life and bad financial decisions can be a painful teacher. I’ve made most of the mistakes that can be made. Hopefully, through this blog, I can be your virtual financial freedom mentor and you can learn from my mistakes so you don’t have to make them yourself!

While I’ve made mistakes, I’ve also learned from them and prospered. I was debt free before I was 30 and was a self-made millionaire by my mid 30s.

I’m here to tell you, FINANCIAL FREEDOM WHILE YOU’RE STILL YOUNG IS POSSIBLE! I am living proof!

This blog is intended to discuss the finer points of how to accomplish this.  Life is an experiment and I haven’t minded being a crash test dummy along the way.  These various experiments, whether they be in business, working out (we all want those 6 pack abs right?  And don’t forget about curls for the girls!), lifestyle design etc are all intended to do one thing: bring more richness to my life and those around me.

Now it should be noted that richness (like the money bag pictured above) can be measured in many ways including:

  • Freedom – Having the free time to do with as you please: traveling, coming up with new business ideas, generating tools, products and services people need and want, volunteering for the less fortunate, etc. The list is truly endless when you don’t have Corporate America demanding you be at work from 8am to 5pm Monday through Friday with 2 weeks of vacation spread out over a year.
  • Financially – This goal will be different for everyone. For some it may be to get debt free. For others it may be to truly have an emergency fund. For others still, it may be having enough assets to passively generate enough income to cover your expenses so you can be free from the demands of Corporate America. My own personal goal has been to further diversify cash flow generation beyond each of the following: simply selling my time to a corporation, counting on stock market appreciation and dividends or real estate
  • Friends, family and love – With time freed up by having your thoughts, ideas, products and services generating cash flow to cover the necessities in life, you are more available to your friends and family to make a positive difference in their lives

What I intend to do with this blog is create a community for sharing thoughts and ideas on how best to achieve this richness of life.  I personally intend to do this until I go gently into that good night.  When I shuffle off this mortal coil, I want to say I’ve done it all so until then, I will continue to improve, be more efficient and more creative along the way by applying learnings from my own experiences as well as those shared by the GET RICH OR DIE TRYING community.


PS Note that I am not an accountant, CPA, Financial Advisor or Wall Street wizard. Anything I discuss here is intended only to be for entertainment and the purpose of sharing ideas, but I am in no way giving stock or financial advice. Consult a professional for that!


Image courtesy of Iamnee at FreeDigitalPhotos.net